Platinum Perfection: A Comprehensive Guide to the American Express Platinum Credit Card Experience

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Platinum charge cards are offered by the popular card issuer American Express. It is one of the top-end credit cards that comes with great travel benefits and discounts that you can take advantage of while travelling. Also gives you discounts on hotels, airlines etc. when you travel around the world.

It also offers other privileges, including domestic and international lounge access. It is one of the two credit cards that American Express is offering. Apart from all the benefits discussed, the best part is that it does not have a credit limit. In case one needs a high-level loyalty programme, then he can get upgrades on the same. For assistance in planning a trip, you will get 24*7 concierge services.

American Express Credit Card Features

Being one of the most premium American Express credit cards in India, it comes with a lot of advantages in different categories, including travel categories, reward programs and many more. Below are the detailed American Express Credit Card Benefits:

  1. Welcome Benefits – Customer will get vouchers from Taj, Selections and VivantaTaj Hotel if the customer spends INR 45000 in the first two months of card issuance. Customers can also earn 10000 referral bonus points if they spend INR 5000 within 90 days of card issuance.
  1. Travel Benefits –
  • Unlimited benefits in terms of domestic lounge access are given.
  • Access to more than 1200 airport lounges is given to the cardholder, which includes American Express Lounges, Centurion Lounges, Priority Pass Lounges, Delta Sky Club Lounges, and Escape Lounges.
  • Upgradation to higher tier membership at loyalty programs around the world like Hilton Hotel honours gold status, TajRemigrand Epicure, etc. Without having to fulfil the usual required criteria.
  • Exclusive deals on some of the world’s finest airlines like Qatar Airways, Emirates, Virgin Atlantic, Air France, British Airways, Delta Airlines KLM, etc.
  • Cardholders will get Complimentary benefits worth INR 37,000 at 5-star hotels, which include room upgrades at check-in, guaranteed 4 PM late check-out, daily breakfast for 2, WiFi, or a special amenity at each property worth USD 100.
  • 24*7 concierge service is given to the cardholder regarding hotel or flight
  • Pre or post-departure dining benefits up to USD 100 will be given to the cardholder.
  1. Movie and Dining – Cardholders will get a 50 % discount on dining bills across 1800 premium restaurants around the world. Also, get complimentary drinks, preferential reservation, and a VIP helpline that is 24*7 available.
  2. Golf Benefits – Cardholders will get access to 30 golf courses in India and over 50 golf courses across the world.
  3. Fuel Surcharge Waiver – 
  •  No fuel surcharge at HPCL fuel stations for transactions up to INR 5,000 (1% surcharge applicable thereafter).
  • 1% fuel surcharge waiver at IOCL and BPCL fuel stations (subject to a minimum surcharge of INR 10).
  •  Cardholders will get a 2.5% surcharge at all other fuel stations (subject to a minimum surcharge of INR 10).
  1. Insurance Benefits – 

Get the mentioned travel-related benefits.

Category Insurance Cover
Personal air accident (loss of life) INR 5 crore
Loss of check-in baggage, passport, documents INR 50,000
Overseas medical insurance USD 50,000

  • Get protection against damage or loss of tangible goods only when the same is reported within 3 working days. Otherwise, the liability of the cardholder is limited to INR 1000.

Eligibility Criteria

Mentioned below are the eligibility parameters that are to be met before hitting the American Express Credit Card Online Apply button:

  • The minimum age of an applicant should be 18 years.
  • The minimum annual income in the case of salaried applicants is INR 25,00,000.
  • The minimum annual income in the case of self-employed applicants is INR 15,00,000.
  • The company must be trading for at least a period of 12 months.
  • An applicant should be a resident of any of the following cities:
  1. Delhi/NCR
  2. Mumbai
  3. Bangalore
  4. Chennai
  5. Pune
  6. Hyderabad
  7. Jaipur
  8. Kolkata
  9. Indore
  10. Coimbatore
  11. Chandigarh/Tricity
  12. Ahmedabad
  13. Surat
  14. Vadodara
  15. Bhopal
  16. Bhubaneshwar
  17. Ernakulam
  18. Vijayawada
  19. Lucknow
  20. Ludhiana
  21. Nagpur
  22. Nasik
  23. Trivandrum
  24. Mysuru
  25. Cuttack
  26. Vizag

How to Apply for an Amex Platinum Credit Card via Online Method

Below are the steps to apply for American Express Credit Card online in just 10 minutes:

Step 1: Go to the Amex Credit Card page or the Charge Card page.

Step 2: Compare all the cards on offer and choose one of them as per the choice.

Step 3: Next, click the tab “Apply Now”.

Step 4: It will redirect to a separate window. Now, enter your personal details, including name, date of birth, income, PAN, and address.

Step 5: Click on the tab “Save”, and you will then be redirected to the next page.

Step 6: Provide financial information like bank details and click on “Save”.

Step 7: After its submission, a confirmation for the receipt of the application will be received.

Step 8: To prove legal status and identity, necessary documents would be asked for.

Step 9: Upon successful application, the bank will contact the customer within 15 days, and in case it is not, the bank will notify the same within the next 90 days

Amex Customer Support

In case of queries, customers can call the toll-free number, i.e. 1800 419 2122,which is available 24/7. Below mentioned is the list of contact numbers cards-wise:

Card Name Contact Number
American Express® Platinum Reserve Credit Card 1800 419 1030
1800 180 1030
0124-280-1030
American Express® Gold Credit Card 1800 419 3646

0124-280-1800

American Express® Platinum Travel Credit Card 1800 419 2122
0124-2801122
American Express® PAYBACK Credit Card 1800 419 0726
0124 6744144
0124 2801093
American Express Membership Rewards® Credit Card 0124-280 1418
1800 419 0167
American Express Smart Earn TM Credit Card 1800 180 1249
0124-280-1101
American Express® Gold Card 1800 419 1120
0124-2801111
American Express® Platinum Card 1800 419 1255
1800 180 1255
0124-2801444
American Express® Green Card 1800 419 3646
0124-2801800

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